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Long Beach · California · Q1 2026

What does $1.5M buy in Long Beach?

A realistic look at what $1,500,000 actually buys you in Long Beach today — typical homes, neighborhoods, trade-offs.

iAll numbers shown are estimates only. They are not tax, legal, or financial advice. Consult a licensed California real estate agent and a CPA before relying on any figure for a real transaction.

FEASIBILITY

Comfortable — you have real choice in good neighborhoods.

City median sale price: $800,000 · Your budget: $1,500,000

$1,500,000 is well above the median for Long Beach. As of Q1 2026 the city's median sale price is roughly $800,000, which means a buyer at $1.5M is shopping in the comfortable band of Long Beach's market. Larger 3–4 bedroom home in Belmont Shore, Belmont Heights, or Los Cerritos.

What you typically get

  • 3–4 bedroom, 2.5–3 bath home
  • 1,800–2,400 sq ft
  • Walk to beach or 2nd Street
  • Updated kitchen + baths
  • Detached garage; ADU potential

Where to look in Long Beach

The neighborhoods where $1.5M listings cluster in Long Beach as of Q1 2026 include:

Belmont ShoreBelmont HeightsLos Cerritos (large lots)Naples (entry)

These aren't the only options — they're where supply tends to concentrate. A licensed Long Beach agent will know the four to seven specific streets in each of these neighborhoods that consistently produce homes at this price.

What you give up at $1.5M

Naples canal-front, oceanfront condos.

Monthly carrying cost — rough estimate

With 20% down and a 6.75% 30-year fixed mortgage, a $1,500,000 purchase in Long Beach produces an estimated principal-and-interest payment of $7,783/month, plus property tax (~$1,563/mo at 1.25% effective), insurance (~$625/mo), and maintenance (~$1,250/mo). Plug your real numbers into our mortgage payment calculator for an exact figure, and use the rent-vs-buy tool for Long Beach to see when buying breaks even versus renting.

How Long Beach stacks up at this price

Long Beach sits in Los Angeles County. The same $1,500,000 budget produces meaningfully different homes elsewhere in California — typically smaller and more central in higher-cost metros, larger and farther-out in lower-cost ones. Compare what $1.5M buys in nearby markets:

$1.5M in Los Angeles$1.5M in San Diego$1.5M in San Francisco$1.5M in San Jose$1.5M in Sacramento$1.5M in Oakland

Other price points in Long Beach

What $500K buys in Long BeachWhat $750K buys in Long BeachWhat $1M buys in Long BeachWhat $2M buys in Long BeachWhat $3M buys in Long Beach

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Disclaimer

This calculator provides estimates for informational purposes only. It does not constitute financial, legal, or tax advice. Consult a licensed mortgage professional, attorney, or CPA before making any real estate decisions. Rate data sourced from the Federal Reserve Economic Data (FRED — Freddie Mac Primary Mortgage Market Survey).