Long Beach · California · Q1 2026
What does $1M buy in Long Beach?
A realistic look at what $1,000,000 actually buys you in Long Beach today — typical homes, neighborhoods, trade-offs.
FEASIBILITY
Comfortable — you have real choice in good neighborhoods.
City median sale price: $800,000 · Your budget: $1,000,000
$1,000,000 is above the median for Long Beach. As of Q1 2026 the city's median sale price is roughly $800,000, which means a buyer at $1M is shopping in the comfortable band of Long Beach's market. Updated 3–4 bedroom SFR in a desirable Long Beach neighborhood.
What you typically get
- 3–4 bedroom, 2–3 bath SFR
- 1,600–2,000 sq ft
- Lot 5,500–7,500 sq ft
- Character home (Spanish, Craftsman, Mid-Century)
- Often remodeled
Where to look in Long Beach
The neighborhoods where $1M listings cluster in Long Beach as of Q1 2026 include:
These aren't the only options — they're where supply tends to concentrate. A licensed Long Beach agent will know the four to seven specific streets in each of these neighborhoods that consistently produce homes at this price.
What you give up at $1M
Naples / Belmont Shore waterfront, true ocean view.
Monthly carrying cost — rough estimate
With 20% down and a 6.75% 30-year fixed mortgage, a $1,000,000 purchase in Long Beach produces an estimated principal-and-interest payment of $5,189/month, plus property tax (~$1,042/mo at 1.25% effective), insurance (~$417/mo), and maintenance (~$833/mo). Plug your real numbers into our mortgage payment calculator for an exact figure, and use the rent-vs-buy tool for Long Beach to see when buying breaks even versus renting.
How Long Beach stacks up at this price
Long Beach sits in Los Angeles County. The same $1,000,000 budget produces meaningfully different homes elsewhere in California — typically smaller and more central in higher-cost metros, larger and farther-out in lower-cost ones. Compare what $1M buys in nearby markets: