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Los Angeles · California · Q1 2026

What does $1M buy in Los Angeles?

A realistic look at what $1,000,000 actually buys you in Los Angeles today — typical homes, neighborhoods, trade-offs.

iAll numbers shown are estimates only. They are not tax, legal, or financial advice. Consult a licensed California real estate agent and a CPA before relying on any figure for a real transaction.

FEASIBILITY

Sweet spot — this is where the most inventory sits.

City median sale price: $950,000 · Your budget: $1,000,000

$1,000,000 is right around the median for Los Angeles. As of Q1 2026 the city's median sale price is roughly $950,000, which means a buyer at $1M is shopping in the sweet spot band of Los Angeles's market. Move-in-ready 3-bedroom single-family home, 1,400–1,700 sq ft, on a 5,000+ sq ft lot in an established neighborhood.

What you typically get

  • 3-bedroom, 2-bath single-family home
  • 1,400–1,700 sq ft of living space, often a 1940s–1960s build
  • Lot of 5,000–6,500 sq ft with a backyard
  • Detached 2-car garage (frequently ADU-convertible)
  • Updated kitchen/baths in many listings, central HVAC

Where to look in Los Angeles

The neighborhoods where $1M listings cluster in Los Angeles as of Q1 2026 include:

Sherman Oaks (east of the 405)Silver Lake (upper streets)Mar VistaAtwater VillageMt. WashingtonCheviot Hills (edge)

These aren't the only options — they're where supply tends to concentrate. A licensed Los Angeles agent will know the four to seven specific streets in each of these neighborhoods that consistently produce homes at this price.

What you give up at $1M

Westside premium locations, pool, view, or new construction. Inventory at this price moves fast — multiple-offer is common.

Monthly carrying cost — rough estimate

With 20% down and a 6.75% 30-year fixed mortgage, a $1,000,000 purchase in Los Angeles produces an estimated principal-and-interest payment of $5,189/month, plus property tax (~$1,042/mo at 1.25% effective), insurance (~$417/mo), and maintenance (~$833/mo). Plug your real numbers into our mortgage payment calculator for an exact figure, and use the rent-vs-buy tool for Los Angeles to see when buying breaks even versus renting.

How Los Angeles stacks up at this price

Los Angeles sits in Los Angeles County. The same $1,000,000 budget produces meaningfully different homes elsewhere in California — typically smaller and more central in higher-cost metros, larger and farther-out in lower-cost ones. Compare what $1M buys in nearby markets:

$1M in San Diego$1M in San Francisco$1M in San Jose$1M in Long Beach$1M in Sacramento$1M in Oakland

Other price points in Los Angeles

What $500K buys in Los AngelesWhat $750K buys in Los AngelesWhat $1.5M buys in Los AngelesWhat $2M buys in Los AngelesWhat $3M buys in Los Angeles

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Disclaimer

This calculator provides estimates for informational purposes only. It does not constitute financial, legal, or tax advice. Consult a licensed mortgage professional, attorney, or CPA before making any real estate decisions. Rate data sourced from the Federal Reserve Economic Data (FRED — Freddie Mac Primary Mortgage Market Survey).